DEATH…THE UNSPEAKABLE

It’s tough to talk about death. However, not talking about it may even be worse. An individual’s unexpected death of incapacitation is a devastating time for family and business co-workers.

As saddening as one’s death is, the affairs of the individual is a whole other matter. Ask yourself these important questions:

• Does your family know what and where your assets are, and how to access and manage them?
• Are you sure that your spouse or children know where to find important documents if you should die or become incapacitated?
• Would your spouse or children know who to call and who to trust?
• Would your business circumstances open the possibility of legal disputes?
• Would your business associates know what to do and who to go to for advice?

Under all circumstances, it will be a difficult time for your spouse, children, or your colleagues. The difficulties are compounded when a loved one must make decisions and take action during a time of intense grief.

Carbis Walker LLP can’t prevent the emotional stress of losing a loved one. We can, however, help relieve some of the pressures the surviving spouse or children will have to face.

The Survivor’s Notebook is a Carbis Walker LLP service which helps you collect, organize, and maintain your vital records and statement of personal wishes.

Some of the issues we help you address are:

• Instructions to Survivors
• Funeral Arrangements
• Who to Contact
• Wills & Legal Statements
• Insurance Information
• Financial Data
• Tax Concerns
• Business Issues
• Other Important Matters

HOW YOU SHOULD BEGIN

All you have to do is phone your Carbis Walker LLP advisor to say you would like to discuss the Survivor’s Notebook.

Next, plan to come in for a brief review of your current state of affairs. Your advisor will assist in mapping out a strategy for preparing your personal financial record. Together, you’ll determine which pieces of information need to be collected.

You may discover open-ended issues which ought to be definitely addressed. You may also find this is a good time to state your personal wishes in writing concerning topics not covered in your will or elsewhere.

You will receive a completed binder of your records and step-by-step instructions for your survivors. Your Survivor’s Notebook can then be easily updated annually or upon a significant occurrence.

Above all, you can put your mind at ease knowing your surviving family members and colleagues will understand your wishes precisely and will take the steps you have chosen.

IMAGINE

• All your financial affairs summarized in one place
• Peace of mind that your survivors will not be unduly burdened
• Continuity of your personal and business affairs
• Comfort for your survivors in knowing their financial resources

Carbis Walker LLP can help you minimize the distress and upheaval that untimely death or incapacitation can cause. It’s your decision to take the first step. Now is a good time to put things in order.